With over 10 years in the industry – and having worked with Telehealth and Advocacy since their infancy – we’ve pulled together this guide for YOU to share our best tips, ideas and resources.
I promise, we know how to get people to use new healthcare tools – the proof is in our market-leading utilization.
freshbenies has been honored by the Validation Institute with Health Value Awards as one of the top cost containment tools in the country.
1
When it comes to benefits, what’s the top thing employees expect and need for their families? Healthcare – without question.
Employers are paying more for health insurance plans with less value. Still, their employees pay more in out of pocket costs than ever before. Providing simple tools to better control and navigate healthcare – making any existing health insurance plan better – is the most urgent need in benefits packages today.
2
The short answer: everyone! These tools contain costs and give more control to…
ALL employers – self-funded, fully insured or uninsured
ALL employees – full-timers, part-timers, non-benefits eligible, contractors
Dependents – even if they’re not included in the medical plan
3
Practical, easy-to-use tools help families save hundreds to thousands on healthcare –while teaching better consumer habits. PLUS, employers reduce unnecessary medical claims which delivers bottom-line savings to one of the largest expense lines on their budget.
4
Though 80% of medical plans include a form of Telehealth, it’s not being used because these programs are NOT created equal (for example, some have a $45 fee while others are no-cost). The resources below will help you judge which Telehealth option is your best solution.
Telehealth is no longer limited to common medical issues. Behavioral health, dermatology and other services can also be delivered virtually.
5
In our complex healthcare system, getting clear information to make smart healthcare decisions is frustrating and time consuming. The average employee doesn’t realize they have options...
their same MRI could be $2,000 less across town
their in-network doctor might do procedures at an out-of-network hospital
their Rx might have a less expensive, comparable alternative or a thriftier purchase option
A dedicated Health Pro helps employees escape the hassles of healthcare with guidance they can trust. PLUS, this service saves bottom-line claims.
6
Today’s health insurance plans leave employees to pay full retail for limited coverage and non-covered needs. And what about unbenefited employees? Current benefit plans exclude this population – and dependents – altogether.
Savings networks help all families keep more cash in their pockets while meeting their prescription, dental, vision, chiropractic needs and much more.
7
Consumerism tools are useless if they don’t get used. That’s because every use drives shared savings – employees pay less out of pocket, and employers see reduced claims and bottom-line savings. The key: selecting solutions that deliver high usage is vital to achieving ROI.
8
Every employer in the country is looking for ways to reduce their benefits costs - and they want to do it with as little disruption as possible. Expert employee benefit consultants recognize this need. They address plan design, employee pain points and growing HR workload – and they’re constantly investigating new products and ideas to help their clients.
Want to learn more about how these services can help? Click here.
At freshbenies, we have multiple keynote-caliber speakers with expertise
on a variety of topics, including but not limited to the following…
Click here for a sample webinar presentation with Reid Rasmussen on 3 Myths of #MedicareForAll.